A conforming fixed loan is defined by the loan amount and the credit parameters that are considered low risk loans or low default loans. The conforming fixed program is very popular because it fits the average range for a mortgage at a low interest rate. The maximum loan amount a borrower can get a loan for at the conforming interest rate is $359,650*.  The credit scores on a conforming loan typically range from average to well above average, or scores from 680 to well over the 700 mark. 

1stAvenue Mortgage offers a wide array of conforming loan products to choose from --- whether you're buying a home or refinancing your home loan.  1stAvenue Mortgage even offers conforming loans without private mortgage insurance for purchases and refinances. 

The EZ doc program is a low documentation conforming loan program that allows borrowers with good credit to experience a quick mortgage approval and closing process with a competitive interest rate.

*The conforming loan limit for a one-unit property in the continental US is $359,650. Multiple conforming loan limits are as follows: on a two-unit property the limit is $460,400, three-unit $556,500 and four-unit is $691,600.  In Alaska and Hawaii conforming loan limits are: one-unit $500,550, two-unit $640,725, three-unit $774,450, and on a four-unit property the limit is $962,475.